Cheap Michigan Auto Insurance for Uninsured Motorists
Michigan is one of the most expensive states in North America to get insured. You can find cheap Michigan auto insurance, but you just have to know where to look.
So what does this have to do with your personal credit? Everything!
Your credit file is accessed to determine if your car is parked where you say it is. Inaccuracies with your address, such as outdated information, can cause you to provide additional proofs that wouldn’t be necessary if your credit file was up to date.
Cheap Michigan auto insurance is necessary because no fault insurance rates can be over $300 per month and insurance companies charge 40 – 50% of your 6 month premium up front. You want to find a company that will be an exception to that rule to make getting insurance more affordable.
The typical companies uninsured motorists choose are Progressive, Titan and esurance but these may not be the cheapest choices for Michigan motorists. While these companies provide good coverage, they are also some of the most expensive companies in Michigan for cheap auto insurance.
The top three cheap Michigan auto insurance companies are:
These companies provide rates that are less than $1,000.00 for a 6 month policy for insured drivers who are looking for cheaper rates. You can save up to $400 in some cases.
These companies, however, may not insure you if you have had a lapse in coverage and if they can’t insure you, they will only quote you rates from the previously mentioned three typical insurance companies which can be pretty costly with the “40 – 50% of the cost of your 6 month premium” rule in place.
An often overlooked cheap Michigan auto insurance company that has a more affordable upfront cost because it is an exception to the 40 – 50% rule is Arrowhead General Insurance Agency. Their monthly premium may be higher than the three typical auto insurance choices, but after 6 months of consistent coverage, you can choose someone cheaper.
If you are concerned about your credit reports being out of date, I invite you to take my free, four-part, Dispute Letter Mastery Course.
In this course, you will learn how to update your personal information, dispute information that has errors, and delete negative information in order to raise your credit scores 50 – 75 points in only 45 – 60 days. A boost like this can really make a difference in your interest rates, and it is all free.
Take these measures to become insured at the best rate, and you insurance premiums will be low as a result of continuous coverage in no time.