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Good Debt VS. Bad Debt

Good Debt VS. Bad Debt

5 Tips To Reverse Bad Credit A lot of what we know about money and credit is from decades past.  Teaching jobs paid a “decent and respectable” wage that you could count on for the rest of your life.  You could look forward to retiring at age 55 and living out the rest of your days in comfort. And you ...

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How To Keep Your Credit Healthy

How To Keep Your Credit Healthy

3 Key Steps To Healthy Credit I compared good credit to living a healthy lifestyle in my post about Credit Development. My father had a heart attack in 1999. He needed serious preventative measures to change his lifestyle so that his health would no longer be in danger due to the bad habits that contributed to heart disease. Credit Health ...

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How Do I Find Out What Credit Is Really For?

How Do I Find Out What Credit Is Really For?

Credit: From Liability to Asset  Have you ever looked at your credit scores and wondered, “What is the purpose of having credit if it is just going to become bad anyway?” Have you ever received a notice about a collection and wondered why you needed to worry about credit at all? I have. When my identity was stolen, I received ...

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What are your credit goals?

What are your credit goals?

Credit: The Gym Membership Of Finances When I first started college at 17 years old, the experience was really overwhelming. I learned about all of the classes I needed to take, got a tour of the campus and found out that I had a free membership to the gym. I took a tour of the gym to check it out. ...

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5 Steps To Raise Your Credit Scores Fast in 30 Days

5 Steps To Raise Your Credit Scores Fast in 30 Days

How do I raise my credit score quickly? You’ve put in the hard work. You know your credit fundamentals.  You’ve been paying your bills on time, monitoring your credit activity and ensuring that you are not applying for more credit than you can handle. But while you are seeing some progress over time, your credit scores are rising far too slowly. ...

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Lexington Law Firm Review

Lexington Law Firm Review

Name: Lexington Law Firm Price: Pricing is for services already performed. There is a $99.95 initial work completed charge after 5 – 15 days which varies by state. A monthly subscription kicks in on more of a utility bill-type basis, after the initial payment. Current bill is for previously completed work. If you do not want to pay for future services, you ...

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How do I protect my credit?

How do I protect my credit?

5 Ways To Protect Your Credit From The Brink Of Disaster Identity theft, job loss, divorce, illness, predatory lenders – these are only a few of the hazards that threaten our credit every day. Suze Orman, Dave Ramsey and other credit and money gurus have made a living telling us how stupid we are for making financial mistakes, but they ...

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How To Avoid Becoming A Victim of Predatory Auto Lending

How To Avoid Becoming A Victim of Predatory Auto Lending

3 Ways To Protect Yourself From Predatory Auto Lending Since the mortgage bubble burst in 2007, predatory lending for mortgages has been major news. What we don’t know is that there are no laws passed to protect us from predatory auto lending. It isn’t any news that auto dealers will shop around through different lenders to try to find us ...

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Credit Karma Review

Credit Karma Review

Name: Credit Karma Price: Free Website: www.CreditKarma.com Score: 8/10 Who it is for: Credit Newbies – Intermediate Credit Knowledge Tired of websites asking you for your credit card information in order to see your credit score? CreditKarma.com provides you with your credit reports and credit scores for free so that you can check and monitor what is going on with your ...

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Get Approved With Confidence

Get Approved With Confidence

7 Habits That Guarantee Credit Approvals Have you ever signed credit applications and hoped for an approval? Have you ever handed over your personal information and threw caution to the wind – knowing that your credit history isn’t that great? Before I learned anything about my credit, I hoped that my credit was good enough to get approvals for my basic ...

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